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    What is salary sacrifice?

    Salary sacrifice, also known as ‘salary exchange’, is an arrangement with you and your employees where you agree to exchange your employee’s salary by the amount they want to contribute to their pension. You will then pay this amount, plus your contribution, to their pension savings.

     

    How can salary sacrifice benefit my company?

    • It is a tax-efficient way for you to save money on your workplace pension scheme.
    • Both you and your employees pay less in National Insurance contributions each month.
    • You can choose how to reinvest those savings – some employers choose to offer an increased pension contribution to their employees.
    • Allows you to offer increased benefits for your employees, at no extra cost to you.