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    All of Smart Pension’s investment strategies are 100% ESG integrated.

    Smar contributions

    Every penny in the default fund is invested in a sustainable way

    Most pension schemes have an aim to invest in sustainable funds in the future. This is something Smart Pension is already doing.

     

    Net Zero by 2040

    Net zero by 2040, and emissions already reduced by 50%

    The default growth fund will be net zero by 2040. This is ten years earlier than 2050, which is when most pension providers are committing to be net zero.

     

    Invest in energy-efficiency

    Investing in green projects

    Smart Pension invests in the Mirova Global Green Bond Fund which finances specific projects with high environmental and social impact, by selecting the opportunities that will reshape our future for a low carbon world.

     

    Smart farming

    Investing to improve biodiversity

    Biodiversity supports everything in nature that we need to survive such as food, clean water, medicine and good health. That’s why Smart Pension invests members’ money in a biodiversity fund.

     

    Clean energy

    Investing to transition to a lower carbon economy

    Smart Pension invests in the J.P. Morgan Carbon Transition Fund which invests in industries that manage the risks of climate change and contribute to the solutions.